Cryptocurrency Taxation in Switzerland: A Complete Guide for 2025

Everything you need to know about cryptocurrency taxation for individuals and businesses: FINMA classification, accounting, tax returns, and VAT obligations.

By Ark Fiduciaire

Published on 09/10/2025

Reading time: 1min (123 words)

Switzerland has established itself as a global leader in cryptocurrency regulation. With a clear legal framework and a pragmatic approach, the Swiss authorities offer a favorable environment while maintaining strict compliance.

Token Classification (FINMA)

  • Payment Tokens: Exempt from private capital gains but included in wealth.
  • Utility Tokens: Variable status depending on usage.
  • Security Tokens: Treatment aligned with securities.

Tax Obligations

  • Wealth Tax: Mandatory declaration as of Dec 31.
  • Capital Gains: Exempt for private investors, taxable if speculative activities.
  • VAT: Treated as barter, subject to CHF value.

Declarations

  • Mining obligations (activity income)
  • Staking, DeFi, NFTs: specific taxations

Optimization Strategies

  • Timing of disposals
  • Family structuring
  • Favorable domicile

(1,900-word article with practical examples from Geneva and French-speaking Switzerland.)

References

Payroll and employers in Geneva: what's new for 2025 (cross-border workers, remote work, taxation, new thresholds and practical rules)

Summary of 2025 changes for payroll management in Geneva and French-speaking Switzerland: new AVS-LPP thresholds, family allowances, updates on electric vehicle reimbursement, cross-border remote work, up-to-date tax and social security obligations per the latest recommendations. This practical guide helps employers and the self-employed ensure compliance and anticipate administrative and financial impacts for Q4 2025 and 2026.

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